What a Finance Health Check Really Looks Like (And Why It Helps You Sleep Better at Night)
Introduction
Most business owners have a general idea of what’s going on with their finances, like what’s coming in, what’s going out but that doesn’t always translate to feeling in control.
That’s where management accounts come in. The real benefit isn’t just the reports themselves . It’s the regular check-ins, peace of mind, and support that come with them.
At OutsourceCloud, our management accounts include everything you’d expect from a basic financial report such as a profit & loss, cash flow, and balance insights – plus a personalised Finance Health Check to help you actually make sense of it all.
So… what actually is a Finance Health Check?
It’s not a formal audit or a complicated spreadsheet. It’s a simple but targeted review of how your business is doing financially and a chance to spot any issues early.
Here’s what it usually includes:
A check of your latest profit & loss figures
A look at cash flow (what’s coming in vs going out)
A quick sense-check of VAT, taxes, or payment deadlines
Any red flags (like rising costs, late invoices, or low reserves)
A short summary of what’s going well and what to keep an eye on
It’s a bit like a regular check-up for your business, helping you stay ahead of problems and make better decisions without the stress.
But I already have year-end accounts…
That’s true and they’re still important. But they’re usually historical. By the time your accountant finishes your year-end, the numbers might be 6–12 months old.
A Finance Health Check gives you a much more up-to-date picture, so you can take action when it actually matters.
How does this help day-to-day?
Here are just a few ways regular check-ins can help you feel more confident about your business:
Know where you stand. Instead of guessing how much money is “really” yours, you’ll have clarity about what’s safe to spend and what needs to be set aside.
Avoid nasty surprises. Late tax bills, cashflow gaps, or unplanned costs are much easier to manage when you spot them early.
Plan with more confidence. Whether you’re thinking of hiring, buying equipment, or taking time off, knowing your numbers helps you do it wisely.
Feel supported. You’re not alone in trying to figure it all out. Having someone check in with your figures can give you the reassurance you need to make smart moves.
Want to give it a go?
At OutsourceCloud, we’re now offering two options for existing clients:
Monthly Management Accounts for £49/month
Quarterly Review (one-off) for £49
Both include a Finance Health Check and a short summary to help you understand what’s going on behind the scenes without the overwhelm.
If you’d like to get started, just email or drop us a message.
